Amica Car Insurance

Founded in 1907, Amica is one of the oldest mutual car insurers in the nation. The company is headquartered in Lincoln, Rhode Island, and offers auto insurance in all states except Hawaii.

Amica offers a number of online tools to help you manage your car insurance. You can use the website or app to purchase policies, report, and track claims, and view policy information. You can also use the Claims Messenger to communicate with your insurer about your claim. However, you should know that this is not a live chat or instant message service and that sensitive information such as your Social Security number and bank account are not transmitted over this channel.

Some of the company’s features include Gap insurance, which covers the difference between the value of a totaled vehicle and what you still owe on your lease or loan; full glass coverage, which pays to repair or replace your windows and windshield without a deductible; and roadside assistance, which includes towing, jump starts, fuel delivery, and lockout services. Other benefits include Accident Forgiveness, which prevents a rate increase after an at-fault crash, and New Car Replacement coverage, which provides you with a new vehicle if your car is declared a total loss.

Amica offers a number of premium options for auto insurance, including Collision coverage, which pays toward damage to your vehicle after an accident with another vehicle or stationary object. Additionally, it offers New Car Replacement coverage, which replaces your vehicle after a total loss. This coverage is particularly helpful for new drivers, as it prevents you from owing money on a new vehicle after a total loss claim.

Customer Service Amica

Customer Service

In addition to these features, Amica also has a good reputation for customer service. The company received a high score in the J.D. Power U.S. Auto Claims Satisfaction Study, which measures consumer satisfaction with the entire claim process from start to finish. It also has a high rating from AM Best, which evaluates insurance companies’ financial stability. This is important for consumers who are considering buying a new policy. Amica has suffered from financial difficulties in the past, but it has since recovered. Nonetheless, it is still a good option for drivers who want to get the most out of their auto insurance.


Amica Car Insurance offers a variety of discounts to help you save money on your policy. Some of these are standard, while others are unique to the company. Some of the most common include a paid-in-full discount, which gives you up to a ten percent discount on your premium if you pay it upfront instead of in monthly installments. Amica also offers a paperless discount, which reduces the cost of your policy by sending your statements and documents electronically. It also offers a discount for autopay, which automatically deducts your policy payments from your checking or savings account. It also offers a good student discount for full-time students who maintain a B average or better and a driver training discount for young drivers who complete an approved program.

Amica Mobile App

The Amica car insurance mobile app offers customers anywhere/anytime access to their policy information, claims, and billing. It has a high customer rating and is available for download on both iOS and Android devices. The app allows customers to make a payment, report a claim, view policy documents, and enroll in e-billing. It also offers a rate calculator, roadside assistance, and an auto repair shop directory.

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