GEICO Home Insurance

Geico does not underwrite homeowners insurance policies; they provide quotes and connect you with one of their partners to handle policy and claim service. Standard homeowners insurance typically includes dwelling, personal property, and liability coverage.

Geico offers standard home insurance coverage, as well as a variety of additional coverages and policies. Bundling a Geico homeowners policy with auto insurance may save you money through the company’s multi-policy discount. Geico also offers a number of add-ons to its home insurance, including identity theft protection, mortgage loan application fee waiver, and scheduled personal property coverage.

Unlike other companies that write home insurance policies, Geico acts as an agency and sells homeowners policies written by non-affiliated partners. This means that the policy, rates, and discounts may vary depending on where you live and your individual profile. The company has over 35 underwriting partners, many of which are well-known insurers.

You can save even more by bundling your home and auto policies with Geico. This can reduce your rate by up to 25 percent. In addition, you can save on premiums by adding a home security system or installing other safety devices.

Geico also provides mobile home insurance for manufactured home owners, an affordable way to protect your personal belongings and your house. GEICO’s mobile home policy offers the same standard coverage as its homeowners policy, and you can get additional discounts by combining it with an auto insurance policy or having a security system installed.

Geico home insurance customer service

Customer Service

Customers can use GEICO’s online resources and call to speak with an agent directly to discuss their coverage options. The website allows users to check the status of a claim, access their policy information, and view discounts and payment details. GEICO also has an app that lets customers manage their policy on the go.

GEICO’s customer service is available seven days a week, making it easy to contact them. However, you should have all relevant documentation in front of you before you call. This includes policy numbers, contact information for the other party involved in the incident, police reports or citations, and medical bills. Having pen and paper handy to take notes during the conversation is also a good idea.

GEICO’s customer service ratings are lower than the industry average, but the company still has a solid reputation. It also boasts a strong financial stability score and affordability rating, though its add-on coverage options are a bit limited. Its best feature is its hassle-free cancellation process, which makes it easy for customers to switch providers without worrying about penalties.

geico home insurance ratings


Although GEICO offers many discounts and competitive rates, MoneyGeek has found that customer service satisfaction with the company varies widely. The site awarded GEICO a perfect financial stability score and near-perfect affordability score, but it gave the insurer low marks for user satisfaction. Since GEICO does not underwrite its own policies, it must rely on its partner companies to handle claims and underwriting, which can result in differences in customer experience and rate data.

How to Get a GEICO Homeowners Policy?

A GEICO homeowners policy can be purchased through the company’s website or through an in-person agent. GEICO is available in all 50 states, and its online account management system lets you view additional policy information and manage payments and claims. You can also use the company’s calculator to estimate how much it will cost to replace your personal belongings, and you can often save by bundling a GEICO homeowners policy with other policies, such as a GEICO car insurance policy.

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