AARP Medicare Advantage Plans

The American Association of Retired Persons, or AARP, is a nonpartisan organization that serves people over 50. Its mission is to empower Americans to choose how they want to live in retirement, and it provides members with benefits and services such as discounts and healthcare options. It also offers educational programs and advocacy on issues that affect older adults. AARP is a 501(c)(4) organization and its membership fees are its largest source of revenue. In addition to group health insurance, AARP offers travel and other product discounts. It also sponsors community-service programs for seniors, including crime prevention, driver safety, adult education, and consumer affairs. It also publishes books and video programs. In addition, the AARP Foundation provides charitable grants and scholarships to people over age 50.

AARP has been in operation since 1958 and was founded by Ethel Percy Andrus. She wanted to help people over 50 have a productive, meaningful, and fulfilling life. Today, AARP has more than 38 million members. Its diversified offerings and advocacy make it an important part of the American economy. There are many reasons to join AARP, especially since the annual fee is so low. For example, a single Hilton hotel stay can save you $50 or more, and AARP members also receive discounts at restaurants, movies, shopping, and other retailers. Moreover, AARP membership is available to spouses or partners for free. To become a member, simply fill out an online application and submit it. You can download a digital version of your AARP membership card immediately, and your printed card will arrive in the mail within three weeks. Once you have your card, you can start enjoying AARP’s benefits immediately!

What AARP Medicare Advantage Plans Offer?

AARP Medicare Advantage plans are offered by UnitedHealthcare and provide comprehensive coverage with a variety of benefits. These plans cover the majority of your Medicare costs, including deductibles, copayments, and coinsurance, while keeping you within certain out-of-pocket limits. They also typically include a prescription drug plan. If you need assistance with your plan, AARP offers toll-free customer support centers that are available seven days a week.

Depending on your location, AARP offers a variety of Medicare Advantage plans. Most of these plans are Health Maintenance Organization (HMO) or Preferred Provider Organization (PPO) plans. These plans have a network of contracted physicians and hospitals that you must use for most of your care. In addition, many HMO and PPO plans require a referral from your primary care doctor to see a specialist.

These plans may have lower copays for primary care visits, virtual visits, and lab tests. In addition, they usually offer a large pharmacy and vision networks. Some of these plans also come with free yearly eye exams, prescription eyeglasses, and contact lenses. They may even cover hearing aids and dental care.

Most AARP Medicare Advantage plans also include a prescription drug plan with $0 copays for Tier 1 and 2 medications and a large network of pharmacies. Some of these plans offer a fitness benefit, which includes access to top-tier gyms and workout classes. Some of these plans also feature HouseCalls, a program providing seniors home health services. In addition, they offer a NurseLine, which helps members with medical questions and concerns.